Vision Insurances We Accept
We accept most insurance plans, the most common of which are listed to the right.
Understanding Vision Insurances
Understanding your health insurance and vision benefit is not as easy as it once was. Our practice has provided this information to untangle and clarify many misconceptions about third party care and your vision. Today's health care environment has become more confusing and complex.
Many common vision insurance programs only cover the vision part of the overall eye health examination. There are two distinct and important elements to every visit to our practice. First, the most important aspect of your visit today is to insure quality of life by providing you with a comprehensive, thorough medical examination of your visual system. Many eye diseases that affect your vision have little or no symptoms until the problem has become sight-threatening. Routine eye health examinations are critical to prevent debilitating eye disease. Secondly, each comprehensive medical eye exam will include a vision component to analyze and prescribe, if necessary, eyewear or contact lenses to correct your vision.
It may be necessary for your doctor to perform additional special testing to insure the overall systemic health of your eyes. Some of this additional testing may not be covered as part of your vision benefit. Your medical insurance may cover these services and we are able to bill most plans. Payment for these additional special tests is the financial responsibility of each patient.
Please feel free to ask our Insurance Benefit Coordinator if you have any questions about your specific vision insurance or medical coverage during your visit today.
The Vision Service Plan (VSP) - In most cases, VSP will fully cover your eye health and vision exam. In some cases there may be a co-pay on the part of each patient. The co-pay must be paid at the time of service. The eyewear component of the Vision Service Plan contributes or subsidizes the purchase of your eyewear. Each specific Vision Service Plan subsidizes eyewear purchases at different levels. The Vision Service Plan is not an entitlement plan and patients are free to choose any frame or lens option recommended by their doctor. Our professional optical staff will be happy to determine if any out-of-pocket costs will be incurred by the patient.
Our practice fully participates in the Medicare program. We accept assignment of benefits on behalf of each eligible patient. Medically necessary services are covered under the Medicare program at 80% after the deductible has been met. Secondary insurance plans may cover the patient's 20% portion. As mandated by Federal law, a refraction, or the measurement of your eyeglasses or contact lens prescription, is a non-covered service and must be charged separately to the patient. Unless immediately following cataract surgery, there is no eyewear benefit under the Medicare program. The purchase of frames, lenses, lens options and coatings is the responsibility of each Medicare patient.
We are here to help you.
Hopefully, this information will give you a better idea of the vision benefit you are using today. Our insurance coordinator is available to answer any questions. At your visit, we will do our very best to help you utilize your benefits to your best advantage. Due to the large number of different Vision Insurance Benefit Programs, it is impossible to know the specific details and reimbursement policies of each. If we do not participate in your Vision Benefit Program, we will be happy to provide you all the necessary forms and documentation for you to submit to the carrier for reimbursement.
Thank you for your understanding and patience.
Other Payment Options
Yakima Vision accepts the following forms of payment:
- American Express
In addition to these forms of payment, Yakima Vision also offers patients the ability to pay with CareCredit. You can go the following link to apply for CareCredit before coming to our office.